🎅🎄✨Happy Holidays

Warm wishes for the Holidays! 

We are grateful for the opportunity to work with you and look forward to continuing our journey together in the coming year. May your holidays be bright and your new year prosperous.

A word from COO, Matt Workman.

Greetings and Happy Holidays everyone.

2024 has been one of the most challenging but exciting years in the history of RYU. We significantly changed our website, personnel, and a number of processes to allow us to service our growing client base while simultaneously taking on more clients. This took a lot of work and long hours however, so far the changes have worked very well providing a better client experience and making it easier to service and manage our ever growing family. We have a number of initiatives coming in 2025 including a general communication platform already in the testing phase. We are excited about the ability to centralize our communication so we can get updates, support, announcements, and objectives out to the group in a more direct manner. Be on the lookout for that over the next few months as we slowly migrate clients over. Plenty more to come beyond that. The market appears to be settling as well with rates already coming down .75 basis points on the fed funds rate and some Tbills dropping as much as a full point. We don't know exactly what will occur in the year ahead but we are optimistic there will be some further downward movement.

We here at RYU hope you have a fantastic 2024, and are geared up and ready for what we see as a very opportunistic year ahead in 2025!

Employee Spotlight

Derrick Minyard has been an integral part of RYU’s journey, creating impactful video and marketing content over the last few years. With a background that began in television and evolved into video production, advertising, and eventually marketing leadership, he brings a wealth of experience and dedication to our team. Having personally used the Replace Your Mortgage strategy with his wife to pay off their rental property in under three years, Derrick has experienced the freedom this approach offers firsthand.On a personal note, Derrick lives in Nashville with his wife, Rachel, and their two boys. He’s deeply passionate about helping others unlock financial freedom and is excited to continue supporting the RYU community in achieving their financial goals.

We're thrilled to officially welcome Derrick to the RYU family!

What's Happening ...

• RYU Offices will be closed December 25th & 31st

• Subscriber Training Every other Tuesday at 1:30 pm CST.

• CYOE Q&A Every first Friday of every month at 9 am CST.

• RYM Client Q&A - Bi-Weekly on Wednesdays from 1:00pm to 2:30 pm CST. Starting Nov 6. 

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For questions email:     Support@replaceyouruniversity.com